Estimating Current Monthly Business Overhead Expenses
Listed below are some of the monthly business overhead expenses that you need your business overhead disability insurance to cover in the event you become disabled.
Please use this list to calculate your monthly expenses. Note: Your Accountant will be able to help you with this list. This information can be helpful in determining the amount of coverage you will need.
This list is available for you to open and print, in Adobe Acrobat format, so that you can add up these totals using pencil and paper. Click here to print this list for estimating current monthly business overhead expenses. When you have completed the form, please call me at 919-783-0010 for a quote or to get answers to any questions you might have.
| Business Expenses | |
| 1) Building Mortgages | |
| 2) Business Practice Equipment Loans i.e. Operating Room Equipment & Supplies | |
| 3) Loans on Office Equipment and Supplies | |
| 4) Insurance Premiums including Malpractice | |
| 5) Salaries of Employees | |
| 6) Health Insurance of Employees | |
| 7) Building Maintenance | |
| 8) Taxes on Property and Buildings | |
| 9) Any outstanding Business Loans | |
| 10) Utilitiess, i.e. Heat, Electricity, Phone, etc. | |
| 11) Any other Expenses | |
| Total |